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∙ U.S. Consumers Borrowed More in April Consumer credit increased at an annual rate of 3 percent in April. Revolving credit decreased at an annual rate of 4-3/4 percent, while nonrevolving credit increased at an annual rate of 7 percent. Source: Federal Reserve Note: Revolving credit can be used over and over, such as with a credit card, while non-revolving credit can be used only once, such as with a home loan.

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